7 Best Investing Apps For Kids In 2026, Based On Reviews

Driven partially by social media, which has allowed younger generations to gain access to financial insights and Wall Street influencers, investing is on the rise for youth in the United States. According to a 2026 Teen Investing Survey by Charles Schwab, which polled children between ages 13 and 17, 70% said they were highly interested in investing. In the same survey, 65% of parents and 50% of teens said they value financial education and believe it should be a top priority for kids to learn in school. But as schools find new ways to engage students in financial literacy, many healthy money habits in kids still begin with the modeling and mentorship they receive at home. For parents looking to start a financial journey with children, we've rounded up the best apps for kid-friendly investing.

To compile the list, we looked for widely tested apps (each with millions of downloads) that users rated at least 4 out of 5 stars. We dug into testimonies to see what parents had to say about safety and security, as well as user-friendliness for younger investors. We also pulled together apps that offer a diverse range of options — such as custodial brokerage accounts for parents with younger children seeking to manage investments for them, and youth accounts for parents with teens who may be ready for a bit more responsibility and hands-on action.

In 2021, Fidelity Investments launched the "Fidelity Youth Account," which allows children ages 13 to 17 to save, withdraw, and invest money on their own (parents can view the account, but cannot interact). Teens can set themselves up through the Fidelity Investments Mobile app, which has 4.8 stars on Apple's App Store and was rated the best app for teen-owned accounts in 2026 by Finder. One teen parent on Reddit said, "The account has been a very positive experience and a great source of dinner table discussion. I would highly recommend."

The "Greenlight: For Families" app allows each family member to set up their own account and stay interconnected. Kids and teens can get debit cards (which parents can load), set savings goals, and invest in stocks. Finder rated it the best financial app for younger teens in 2026. Among the App Store reviewers who collectively gave it 4.8 stars, one parent wrote, "It's not just a debit card but a super convenient way I can track my teen's money management and coach her on where she has opportunities to improve spending habits."

For parents who want to provide a cutting-edge financial education at home, Interactive Brokers offers global trading and AI-powered in-app tools, and was named the best app for advanced investing for teens in 2026 by Finder. Kid and teen investments can only be accessed through custodial accounts managed by parents. However, TeenVestor noted that for serious teen tycoons, it's the "best platform to grow into." Reviewers on the App Store gave Interactive Brokers Mobile 4.5 stars.

Bloom combines investing with something many teens love — gamification. Through interactive lessons aimed at teaching users how to invest, rewards, and tournaments, the app is a great fit for teens with a competitive side. Rated 4.8 stars on the App Store, one adult reviewer who originally downloaded the app for personal use wrote, "I am now excited for my daughter to be old enough to start a student account and do the quick lessons and the mock stocks and understand credit, interest, stocks, and preparing for the future and emergencies."

Offering both traditional custodial accounts and teen-driven independent investment accounts, Charles Schwab is among the top-rated financial institutions in the United States and was recognized by TeenVestor for kid-friendliness and exceptional customer service. The app, Schwab Mobile, is rated 4.8 stars on the App store, with users noting they appreciate feeling safe and secure using it. One person wrote, "The added security — like confirming it's you when logging in from another device — is a great feature and gives me confidence in the platform."

For parents who want to encourage their kids and teens to explore financial literacy but may be short on time, Acorns Early was rated Finder's best investing app for teens in 2026 in the category of automated investing. The kid-friendly version of Acorns, Acorns Early offers custodial savings accounts, youth debit cards, and kid investment programs. One parent who reviewed it in the App Store wrote, "We haven't really let our daughter (7) use apps and she is so excited about getting to do money missions on this one!"

For parents willing to manage a custodial account with their child learning alongside them, Robinhood is a popular choice for caregivers, who seem to appreciate the features of the Robinhood app — rated 4.3 stars on the App Store. One parent on Reddit wrote in a r/RobinhoodApp thread, "I recently transferred my kids' custodial account from Fidelity and received a 1% match for them earlier this month. I'm glad that Robinhood finally added this feature. Combined with the family share credit card, my kids are getting a great head start on adulthood."